Twin Cities rates are running 6.6-6.7%, but some sellers still carry FHA, VA, or USDA loans from 2020-2022 at 2.5-4%. Here's how buyers can assume that rate.
Buying
Leased or financed solar panels can carry a UCC lien that stalls your Twin Cities closing. Here's how buyers and sellers clear it before it becomes a problem.
Any mortgage above $832,750 in Minnesota is a jumbo loan in 2026. Here's the credit, down payment, reserve, and rate rules Twin Cities move-up buyers need to know.
An ADU in Minneapolis costs $100K-$300K depending on size and finish, and Fannie Mae now counts 75% of its rental income toward your mortgage. Here's the 2026 math.
Twin Cities fixer-uppers sell for about $125,000 less than move-in-ready homes — but renovation costs can erase that gap. Here's how to run the math.
Minnesota gives you 10 days to cancel after you receive the association documents. Here's what to check in the dues, reserves, and insurance before you sign.
In 2026's cooler Twin Cities market you rarely need to waive the home inspection to win. Here's the real risk in Minnesota — and how to compete without it.
Before you buy a Lake Minnetonka home, check the dock permit, septic, and 25% shoreland impervious cap — the parcel rules that cost buyers thousands after closing.
Minnesota law requires buyers to sign a broker agreement before touring homes. Here's what it means, exclusive vs. nonexclusive, and what you can negotiate.
Cash to close is your down payment plus 2–5% in closing costs and escrow prepaids, minus earnest money and seller credits. Here's the real number for Twin Cities buyers.