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Private dock and boat lift on a calm Lake Minnetonka shoreline at dusk in front of a luxury lakefront home

Buying a Lake Minnetonka Home in 2026: What to Check First

Before you buy a Lake Minnetonka home, check the dock permit, septic, and 25% shoreland impervious cap — the parcel rules that cost buyers thousands after closing.

  • 3 months ago
  • Buying
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Upscale Twin Cities home at dusk with a for-sale sign, illustrating how to price your home to sell

How to Price Your Twin Cities Home to Sell in 2026

Your Zestimate is the wrong place to start. Here's how to price your Twin Cities home to sell in 2026 — using a real CMA, an appraisal for luxury, and day-one strategy.

  • 3 months ago
  • Selling
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Signed purchase agreement in Minnesota with house keys and pen on a dark walnut desk

Backing Out of a Purchase Agreement in Minnesota: What It Costs

Minnesota has no cooling-off period. Here's how buyers and sellers can back out of a purchase agreement, who keeps the earnest money, and what it costs.

  • 3 months ago
  • Selling
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A buyer's broker agreement and pen on a desk, representing the Minnesota law requiring buyers to sign before touring homes.

Do You Have to Sign a Buyer’s Agent Agreement in Minnesota?

Minnesota law requires buyers to sign a broker agreement before touring homes. Here's what it means, exclusive vs. nonexclusive, and what you can negotiate.

  • 3 months ago
  • Buying
Read More
Two sets of house keys and a signed purchase agreement on a desk, illustrating a Twin Cities seller deciding whether to accept a contingent offer.

Should You Accept a Contingent Offer in the Twin Cities?

A contingent offer can look perfect until the buyer's own sale stalls. Here's how Minnesota's kick-out clause protects Twin Cities sellers who say yes.

  • 3 months ago
  • Selling
Read More
A Minnesota seller disclosure statement, a pen, and house keys on a dark table, illustrating what home sellers must reveal before closing.

Minnesota Seller Disclosure: What You Must Reveal in 2026

Minnesota's seller disclosure law makes you reveal every material defect you know about — even in an as-is sale. Miss one and a buyer has two years to sue.

  • 3 months ago
  • Selling
Read More
Septic inspection lid and well cap in the lawn of an upscale west-metro acreage home, illustrating selling a home with a septic system in Minnesota.

Selling a Home With a Well and Septic in the West Metro

Minnesota doesn't require a septic inspection to sell your home — but your county likely does. Here's the well and septic compliance West Metro sellers need before listing.

  • 3 months ago
  • Selling
Read More
Home inspection report on a kitchen island in a Twin Cities home, illustrating home inspection repairs Minnesota sellers negotiate.

Home Inspection Repairs in Minnesota: What Sellers Must Fix

In Minnesota, no home inspection repairs are legally mandatory — sellers negotiate. Here's what Twin Cities sellers should fix, refuse, or cover with a credit.

  • 3 months ago
  • Selling
Read More
House keys and closing documents on a console table in a Twin Cities home, illustrating a buyer's cash to close.

How Much Cash Do You Need to Close on a Twin Cities Home in 2026?

Cash to close is your down payment plus 2–5% in closing costs and escrow prepaids, minus earnest money and seller credits. Here's the real number for Twin Cities buyers.

  • 3 months ago
  • Buying
Read More
Calm, empty upscale Twin Cities living room at dusk with a few moving boxes, evoking selling a house during divorce in Minnesota.

Selling a House During Divorce in Minnesota (2026): Who Decides, and What Happens to the Money

In a Minnesota divorce, neither spouse can sell the house without consent — and proceeds are split equitably, not 50/50. Here's who decides and where the money goes.

  • 4 months ago
  • Selling
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Recent Posts

  • Radon Disclosure Minnesota: What Twin Cities Sellers Can’t Skip (Even As-Is)
  • Lead Paint Disclosure Minnesota 2026: What Sellers of Pre-1978 Homes Must Know
  • Minnesota New Construction Warranty: The 6-Month Mistake That Can Void Your Claim
  • Twin Cities Housing Inventory Is Up 31% — Or 7%. Here’s Why the Number You Saw Doesn’t Matter
  • Should You Sell Your Twin Cities Home This Fall or Wait Until Spring?

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Hammer Group is a team of real estate agents affiliated with Compass, a licensed real estate broker and abides by Equal Housing Opportunity laws. All material presented herein is intended for informational purposes only. Information is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale, or withdrawal without notice. This is not intended to solicit property already listed. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions.

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